Explainer
Aug 9, 2026
First-Time Buyer Guide UK 2026: Everything You Need to Know
The complete first-time buyer guide for the UK in 2026: deposits, government schemes, stamp duty, credit scores, and step-by-step help to get on the property ladder.
Buying a home is the biggest financial decision most people make. Our mortgage guides explain how UK mortgages work, what you can afford, and the difference between fixed and variable rates — all without the jargon.